Jewelry Insurance from Jewelers Mutual Insurance Group

Content provided by Jewelers Mutual Insurance Group.
We Encourage You to Protect Your New Piece for Peace of Mind

Shiv Shambu has partnered with Jewelers Mutual Insurance Group to offer our U.S. and Canadian (excluding Québec) customers valuable information on how to protect their purchases. Since 1913, Jewelers Mutual has been the only insurance provider focused exclusively on jewelry, offering comprehensive repair or replacement coverage. This protection includes worldwide coverage against loss, theft, damage, and even mysterious disappearance. Insuring your new purchase from Shiv Shambu is simple and hassle-free, giving you peace of mind and the confidence to wear your jewelry without worry, knowing it's fully protected.

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If you have any questions regarding insurance with Jewelers Mutual, feel free to contact us via email.
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Please note: Jewelers Mutual provides the content on this page. Shiv Shambu is not a licensed insurance agent and does not sell or recommend insurance. Jewelers Mutual is one of several insurance options you may want to consider. Any insurance coverage is subject to acceptance by the insurer and the terms and conditions of the policy.
How Does Jewelry Insurance Work?
A standalone jewelry insurance policy, like the one offered by Jewelers Mutual, is separate from your homeowners or renters insurance. This type of policy is designed specifically to cover selected jewelry items such as engagement rings, necklaces, earrings, or even an entire fine jewelry collection. Depending on the policy you choose, jewelry insurance typically covers repairs or replacement in the event of damage, theft, or disappearance.
How Much Do Jewelry Insurance Companies Charge?
The cost of insuring your diamond, engagement ring, or other jewelry will vary based on individual factors. Premiums are determined by various elements such as coverage area, deductible amounts, and the value of the jewelry you wish to insure.
Can I Purchase Engagement Ring Insurance on Its Own?
Yes, you can choose to insure just your engagement ring, wedding band, or any other piece of jewelry. Many customers opt to cover their engagement ring and wedding band, but you can also add more pieces to your insurance policy for broader protection.
What Does Jewelry Insurance Cover?
Jewelers Mutual provides coverage for the repair or replacement of your jewelry in cases of loss, theft, damage, loose stones, or mysterious disappearance.
What Kind of Jewelry Can I Insure?
You can insure fine jewelry, including engagement rings, wedding bands, and loose gemstones, through Jewelers Mutual’s coverage options.
Is Worldwide Jewelry Insurance Available?
Yes, Jewelers Mutual offers worldwide coverage, allowing you to wear and enjoy your insured jewelry with confidence wherever your travels take you.